what is CRED? 

CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. 

CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.

here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. 

here’s what will be in store for you at CRED once you join the team


<div><b style="font-size:11pt">what is CRED?</b><span style="font-size:11pt"> </span></div><div><br /></div><div><span style="font-size:11pt">CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. </span></div><div><br /></div><div><span style="font-size:11pt">CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.</span></div><div><br /></div><div><span style="font-size:11pt">here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. </span></div><div><br /></div><div><span style="font-size:11pt">here’s what will be in store for you at CRED once you join the team</span></div>

<li>analyze user behavior, risk profiles, and funnel drop-offs to figure underwriting gaps develop model to optimise conversions</li><li>be the single source of data intelligence for insurance partners to improve on pricing &amp; coverage</li><li>collaborate with insurer partners to co-develop underwriting models to optimise insurance coverage &amp; pricing for users</li><li>create cohort level pricing recommendations, design &amp; launch experiments to evolve into a full fledged underwriting model</li><li>evaluate alternate data sources (e.g. digital behavior, credit, lifestyle) within CRED or outside of CRED for new pricing levers</li><li>work cross-functionally with product, tech, and data teams to translate risk logic into product features</li>

<li>2-6 years of experience in insurance underwriting (preferably motor insurance)</li><li>knowledge of pricing and actuarial fundamentals</li><li>proficient in analytics tools like excel, sql</li><li>familiar with insurance products</li><li>ability to work with multiple stakeholders - engg, product, data teamshave an eye for detail and can multi-task effectively in a demanding environment</li>